Independent agency · Charleston, WV

Insurance
built on trust.
Backed by a
century of care.

We're an independent West Virginia agency serving Charleston, Elkview, Huntington and beyond — comparing policies from top carriers to find the right coverage at the right price.

110+
Years combined
experience
3
West Virginia
office locations
25+
Insurance
products offered
Coverage
Since 1912
— A customer in Charleston
"Best price we've ever gotten on insurance. They actually took the time to explain everything."
JM
Joined · 2022
Licensed in West Virginia & Kentucky / Independent agents working for you / Family-owned & operated / Same-day quotes

Coverage for every corner of your life.

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Auto & Home

Everyday coverage done right. Your car, your home, your stuff — protected at the best rate across carriers.

  • Auto
  • Home
  • Condo
  • Renters
  • Flood
  • Motorcycle

Business

Protect what you've built. Liability, property, workers' comp, and bonding — tailored to your industry.

  • General liability
  • Commercial property
  • Workers' comp
  • Commercial auto
  • Surety bonds

Life & Final Expense

Give your family peace of mind. From term life to final expense — straightforward policies without the hard sell.

  • Term life
  • Whole life
  • Final expense
  • Annuities

Group Benefits

Attract and keep the best people. Group health, dental, vision, disability and more — built around your team.

  • Group health
  • Dental & vision
  • Disability
  • HSA / FSA
  • Long-term care

Specialty & High-Value

When stock policies don't cut it. Boats, RVs, high-net-worth homes, umbrella — we know the specialty carriers.

  • Boat & marine
  • High-net-worth home
  • Umbrella
  • Pet

Hospitality & Professional

Niche coverage, expert hand. Hotels, restaurants, professional liability — the policies most agents don't want to write.

  • Hotel / motel
  • Professional liability
  • Business interruption
  • Commercial umbrella

We work for you — not the insurance company.

Because we're independent, we shop dozens of carriers to find you the right policy. You get better coverage, better rates, and a real person who picks up the phone.

Start with a free quote
01

We shop the whole market

Dozens of top-rated carriers compared on your behalf. One application, many quotes, the best fit wins.

02

Same-day turnarounds

Quotes back fast. Policies bound the same day when you need coverage now. No waiting, no runaround.

03

Local, not a call center

When you call, you reach someone who knows Charleston. Claims, questions, renewals — handled in-house.

04

A century of relationships

Our agents have 110+ years of combined experience and deep carrier relationships that get you treated right at claim time.

Three offices across West Virginia.

Walk in, call, or request a quote online — however you like to work, we'll meet you there.

Charleston
West Virginia · Headquarters
3512 Staunton Avenue SE
Charleston, WV 25304
(304) 926-6662
Mon–Fri · 9:00 AM – 5:00 PM
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Elkview
West Virginia
2 Reynolds Avenue, Suite A
Elkview, WV 25071
(304) 965-7033
Mon–Fri · 9:00 AM – 5:00 PM
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Huntington
West Virginia
1526 3rd Avenue
Huntington, WV 25701
(304) 529-3381
Mon–Fri · 9:00 AM – 5:00 PM
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West Virginians who trust us with what matters.

★★★★★

"Best price we've gotten on insurance, hands down. They actually take the time to go through the coverage so you understand what you're paying for."

JM
Jennifer M.
Charleston, WV
★★★★★

"Great people. Caring, responsive, and genuinely easy to work with. Switched our business policies over and never looked back."

DR
David R.
Huntington, WV
★★★★★

"When our pipes burst last winter, Lisa had someone on the phone within an hour. That's the difference between a call center and a real agent."

SP
Sarah P.
Elkview, WV

Meet the Whites.

A family-owned agency with deep roots in West Virginia and a shared commitment to doing right by every client who walks through our doors.

BW

Brad White

Owner & Principal Agent

Brad has spent his career helping West Virginia families and businesses find the coverage that actually fits their lives. Known for cutting through insurance jargon and telling it like it is.

LW

Lisa Sample White

President & Owner

Lisa runs operations and leads our commercial and group benefits practice. If you need expert help navigating a claim or structuring a group health plan, she's who you want in your corner.

Ready for coverage that actually works?

Get a free, no-pressure quote. We'll shop the market and show you what's possible — even if you decide to stay where you are.